Setting Coverage Limits
How to set minimum coverage limits for each insurance line in your requirements.
Coverage limits define the minimum dollar amounts a vendor's insurance policy must carry to be considered compliant. Inori compares extracted certificate limits against these thresholds automatically.
How Limits Work
Each coverage type has one or more limit fields. When a vendor's certificate is analyzed, the AI extracts the limit values and compares them to your project's requirements:
- Meets or exceeds the minimum — The coverage line is marked Compliant.
- Below the minimum — A compliance gap is flagged.
- Missing — The coverage line is flagged as Not Found.
Setting Limits in a Template
- Navigate to Settings > Requirement Templates.
- Open the template you want to edit (or create a new one).
- For each enabled coverage type, enter the minimum limit in each field.
- Click Save Template.
Common limit configurations:
| Coverage | Limit Field | Typical Minimum |
|---|---|---|
| General Liability | Each Occurrence | $1,000,000 |
| General Liability | General Aggregate | $2,000,000 |
| Workers Comp | Each Accident | $1,000,000 |
| Auto Liability | Combined Single Limit | $1,000,000 |
| Umbrella | Each Occurrence | $5,000,000 |
Currency Format
Enter limits as plain numbers without dollar signs or commas. Inori formats them automatically in the UI.
Limit Validation
Inori validates that limit values are reasonable during template creation. If you enter a value below common industry minimums, a warning appears — but you can proceed if the lower limit is intentional.
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