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  1. Home
  2. /Glossary
  3. /Data Processing Agreement (DPA)

Data Processing Agreement (DPA)

A contract required by every US state privacy law between a controller and any processor that handles personal data on its behalf, binding the processor to specific security, confidentiality, and subprocessor obligations.

Overview

A Data Processing Agreement (DPA) — sometimes called a "data processing addendum" or, under CCPA, a "service provider contract" — is the written agreement that governs how a processor may handle personal data entrusted to it by a controller. Without a valid DPA in place, a recipient of personal data is presumed to be a "third party" under US privacy law, which means any transfer to that recipient can qualify as a sale or a share and trigger opt-out obligations.

Every comprehensive US state privacy law mandates specific terms the DPA must contain. The required clauses are remarkably consistent across states, which means a single well-drafted DPA template can satisfy most jurisdictions simultaneously.

The DPA is the legal mechanism that lets a controller outsource processing — to a cloud host, a SaaS analytics vendor, a COI-tracking platform like Inori — without losing control over the underlying data.

When It Applies

A DPA is required before a controller discloses personal data to any entity that will process that data on the controller's behalf and under the controller's instructions. Common triggers:

  • Onboarding a SaaS vendor that stores, analyzes, or acts on customer PII
  • Engaging a cloud infrastructure provider (AWS, GCP, Supabase)
  • Hiring a payment processor, email sender, or analytics provider
  • Sharing data with a marketing platform for campaign execution on the controller's behalf
  • Integrating a COI-tracking or vendor-compliance platform for commercial real estate operations

If the recipient determines its own purposes and means of processing, it is a separate controller and needs a controller-to-controller data-sharing agreement instead — not a DPA.

Required Clauses Across Jurisdictions

The consensus set of DPA terms required by CCPA/CPRA (§1798.140(ag)), VCDPA (§59.1-579), CPA (6-1-1305(5)), and the 17 comprehensive laws that followed:

ClausePurpose
Processing instructionsProcessor acts only on documented instructions from the controller
Purpose limitationPurposes are enumerated; processor cannot combine data with other sources for new purposes
ConfidentialityPersonnel handling data are under confidentiality obligations
Security measuresProcessor maintains "reasonable" or "appropriate" technical and organizational safeguards
Subprocessor flow-downAny subprocessor is bound by equivalent terms; controller receives notice and can object
Assistance with DSARsProcessor helps the controller respond to consumer rights requests within the statutory timeline
Assistance with DPIAsProcessor provides information needed for the controller's risk assessments
Breach notificationProcessor notifies the controller promptly of any security incident
Return or deletion on terminationAt contract end, processor returns or deletes all controller data
Audit rightsController may audit or accept third-party audit reports (SOC 2, ISO 27001)

California uniquely adds a prohibition on selling or sharing the personal data and on combining it with data from other sources — violations convert the processor into a "third party" and the transfer into a "sale" (see Sale of Personal Information).

How Inori Handles This

Inori operates as a processor on behalf of its customers, who are controllers of the vendor, tenant, and certificate-holder data flowing through the platform. The DPA governing this relationship lives at src/content/legal/dpa.mdx and is incorporated by reference into every paid-tier subscription.

Grounding in code:

  • Instructions scope — the customer's tenants.settings record captures configured purposes; src/lib/billing/quota-enforcement.ts prevents Inori from processing beyond the declared scope.
  • Subprocessors — the current list (Anthropic for COI extraction via Claude Haiku, Supabase for storage, Firebase for hosting, and previously Stripe/Resend/S3 once LLC is finalized) is exposed at /legal/subprocessors and tracked in src/content/legal/subprocessors.mdx.
  • DSAR assistance — src/app/api/dsar/ routes DSAR forwarding when a consumer contacts Inori directly about controller-owned data.
  • Breach notification — incident playbook codified in src/lib/incident/breach-notification.ts meets the state-by-state timelines in docs/privacy-knowledge/consolidated/COMPLIANCE_MATRIX.md Matrix 6.
  • Return-or-delete — triggered by tenant deletion; hard-purge cron (src/app/api/cron/hard-purge-deleted-accounts) enforces the 90-day floor.

Related Concepts

The DPA is meaningless without the controller/processor distinction it implements — see Controller vs Processor. For the risk-analysis inputs that the DPA entitles the controller to request, see DPIA. In the insurance-vendor context, the DPA typically sits alongside the Certificate of Insurance as the two instruments that govern a vendor relationship end-to-end.

See how Inori handles data processing agreement (dpa)

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Related Terms

Controller vs Processor

The legal distinction between the party that determines the purposes and means of processing personal data (controller) and the party that processes it on the controller's behalf (processor). Subprocessors sit one layer further down the chain.

Data Protection Impact Assessment (DPIA)

A documented risk analysis required before processing activities that present a heightened risk to consumers — such as profiling, targeted advertising, sale of personal data, or processing of sensitive categories.

CCPA / CPRA (California Consumer Privacy Act / California Privacy Rights Act)

California's comprehensive consumer privacy laws giving residents the right to know, delete, correct, and opt out of the sale or sharing of their personal information. CPRA amended and expanded CCPA effective January 1, 2023.

Certificate of Insurance (COI)

A standardized document issued by an insurance agent or broker that provides evidence of insurance coverage, including policy types, limits, effective dates, and named parties.