ACORD 29
A standardized ACORD form used as evidence of property insurance for inland marine and equipment floater coverages.
The ACORD 29 certificate of insurance provides evidence of inland marine coverage, which protects movable property, specialized equipment, and goods in transit. This form is distinct from the ACORD 24 because inland marine risks involve property that moves between locations or has unique valuation requirements.
In COI compliance for construction and commercial real estate, ACORD 29 forms commonly appear for contractors' equipment floaters, builders risk policies, and installation floaters. The form documents scheduled equipment, coverage amounts, and applicable conditions such as whether coverage applies on or off premises.
Compliance teams reviewing ACORD 29 certificates should verify that high-value equipment used on-site is properly scheduled, that coverage amounts reflect current replacement costs, and that the certificate holder is listed as loss payee where contractually required. Missing or undervalued equipment schedules represent common compliance gaps on inland marine certificates.
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